What is Covered?

You are heading off for the weekend or embarking on a round-the-world adventure, you can choose the cover that matches your trip. There is no need to pay for cover you simply do not need. We provide clear facts about the benefits and options, so you can decide. Here are highlights of the included Benefits.

Your destination:

PHP

What is covered by:

Select your plan coverage:

Medical & Travel Accident Benefits

Covers for the medical expenses incurred as a result of an accident or sickness.
PHP1,000,000
PHP1,000,000
PHP2,500,000
Pays for each complete day (24 hours) of confinement from the first day of confinement and for a period not exceeding twenty (20) days.
PHP1,000/day (max of 20 days)
PHP1,000/day (max of 20 days)
PHP1,000/day (max of 20 days)
Pays a lump sum cash benefit in case of loss of life or permanent total disability due to an accident while traveling and during the period of insurance.
PHP1,000,000
PHP1,000,000
PHP2,500,000
Pays for the cost of burial expenses to be incurred, if the Insured dies due to Accident during the effectivity of the Policy.
PHP10,000
PHP20,000
PHP50,000

Chubb ASSISTANCE - 24 Hour Worldwide Assistance Services

Arranges for transport to move to a more convenient location or to return to the Philippines if the insured becomes injured or sick while traveling, as approved and coordinated with Chubb Assistance.
PHP500,000
PHP1,000,000
Actual cost
Arranges for the travel (economy return air travel) and reasonable hotel accommodation for one (1) Immediate Family Member or friend to visit and stay with the insured until he/she is medically fit to be discharged if the Insured is confined in a Hospital Overseas for more than five (5) consecutive days due to Bodily Injury or Sickness and his medical condition forbids evacuation and no adult member of the Insured’s Immediate Family is with him, as approved and coordinated with Chubb Assistance.
PHP100,000
PHP100,000
PHP200,000
Pays the Insured for hotel accommodation and travel (economy air travel) expenses necessarily incurred for one (1) Immediate Family Member or a next of kin residing in the Philippines to accompany the Insured’s minor Dependent Children back to the Philippines, if the Insured or Spouse is confined in a hospital overseas and there is no other adult to accompany home the Insured’s minor Dependent Children.
Not covered
PHP100,000
PHP200,000
Insured has access 24 hours a day during the covered period should travel or medical advice or assistance be required.
Included
Included
Included

Travel Inconvenience Benefits

Covers loss of deposits, charges for advance payments for travel or accommodation, or other charges which have not been or will not be used, but which become forfeited / non-refundable or payable up to the sum insured, if in the unfortunate event that the trip is cancelled before scheduled departure date.
PHP50,000
PHP75,000
PHP200,000
Pays the Insured in respect of Postponement Expenses or administrative expenses occurring up to thirty (30) days prior to the Scheduled Departure Date.
Not covered
PHP15,000
PHP20,000
Pays for the forfeited / non-refundable payments or deposits made by the Insured if a Trip is interrupted or the additional transportation and accommodation expenses incurred by the Insured from the place that the Insured left the Trip to the place that the Insured may rejoin the Trip up.
PHP50,000
PHP75,000
PHP200,000
Pays a benefit for each consecutive six (6) hours delay due to strikes or industrial action, adverse weather conditions, mechanical breakdown / derangement of the Common Carrier or due to grounding of the Common Carrier as a result of mechanical or structural defect.
PHP1,000 per 6 hours max of 96 hours
PHP2,000 per 6 hours max of 96 hours
PHP3,000 per 6 hours max of 96 hours
Pays for every six (6)-hour period for Domestic Trip or twelve (12)-hour period for International Trip, that the Insured is prevented from reaching his scheduled destination as a result of aircraft Hijack.
PHP1,000 per 6 hours max of 96 hours
PHP1,000 per 6 hours max of 96 hours
PHP5,000 per 6 hours max of 96 hours
Pays for every full twelve (12) consecutive hours of misconnection (the misconnection being calculated from the actual arrival to the actual departure of the Insured), wherein the Insured’s confirmed onward travel connection Overseas is missed at the transfer point due to the late arrival of the Insured’s incoming confirmed connecting scheduled Common Carrier and no onward transportation is available to the Insured within twelve (12) consecutive hours on his actual arrival time.
Not covered
Not covered
PHP4,000 per 12 hours max of 96 hours
Pays for all direct loss or damage to the Insured’s baggage and personal effects within the baggage.
PHP50,000 (subject to PHP10,000 limit per item)
PHP25,000 (subject to PHP5,000 limit per item)
PHP50,000 (subject to PHP10,000 limit per item)
Pays to compensate for actual loss of cash or banknotes in the Insured’s possession while Overseas, provided such loss is reported to the police having jurisdiction at the place of the loss no more than twenty-four (24) hours after the incident.
Not covered
Not covered
PHP5,000 (deductible PHP1,000)
Pays the Insured for additional hotel, travel and communications expenses necessarily incurred in the country or countries visited in obtaining the replacement of a lost passport or visa.
Not covered
Not covered
PHP5,000
Pays to the Insured the relevant Benefit Amount as stated in the Policy Schedule for every full six (6) consecutive hours that the baggage checked-in with the Common Carrier is not delivered to the Insured.
PHP5,000 per 6 hours/max of 48 hours
PHP5,000 per 6 hours max of 48 hours
PHP10,000 per 6 hours max of 48 hours
Pays the Insured for legal liability to a third party as a result of Death or an Accidental Bodily Injury to any person or accidental loss of property or Property Damage of that person.
Not covered
PHP1,000,000
PHP1,000,000
Pays the Insured for Dental Expenses as a direct result of Bodily Injury.
Not covered
PHP200,000
PHP300,000
Pays the Insured for Emergency Mobile Phone Charges incurred for the sole purpose of engaging the services of Chubb Assistance, during a medical emergency or if the Insured is in a Critical Medical Condition.
PHP5,000
PHP5,000
PHP10,000
Pays the Insured for every full six (6) consecutive hours of diversion, wherein the aircraft the Insured had arranged to travel is diverted at any single location from the time specified in the itinerary supplied to the Insured due to adverse weather conditions.
Not covered
PHP3,000
PHP3,000
Pays the Insured for financial loss sustained as a direct result of a credit, charge or banker’s card being lost or stolen and being subsequently used fraudulently by any person other than the Insured.
PHP15,000
PHP15,000
PHP20,000
Pays the Insured for every full six (6) consecutive hours that Insured is denied boarding on a confirmed scheduled Common Carrier due to overbooking and no alternative transportation is made available to the Insured within six (6) hours of the scheduled departure.
Not covered
PHP3,000
PHP3,000

Other Benefits

Covers the Insured for claim arising directly or indirectly from any Act of Terrorism.
Not covered
PHP10,000
PHP10,000
Extends the effectivity of the Policy, without charge, for up to the number of day/s as stated in the Policy Schedule if the Insured’s return trip is delayed due to Unforeseen Circumstances beyond the Insured’s control.
1 day
1 day
1 day
Pays the Insured for loss of or damage to Home Contents kept in the Insured’s place of residence, due to specified causes while Insured is on a trip.
PHP3,000
PHP3,000
PHP3,000
Pays the Insured the additional cost of putting the Insured’s pet in a pet’s boarding home if the Insured is prevented from completing the return leg of a Trip during the effectively of this Policy, as a result of Travel Delay or the Insured being Confined in a Hospital Overseas at the expiry of the Policy.
PHP3,000
PHP3,000
PHP3,000

Full details of the terms, conditions and exclusions of this insurance are provided for in the Policy Wordings.

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