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What to do in the event of an insured loss under your policy, how to submit your claim and an outline of the required documents to support your claim.
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Read MoreArranges for transport to move to a more convenient location or to return to the Philippines if the insured becomes injured or sick while traveling, as approved and coordinated with Chubb Assistance.
Pays the Insured for Emergency Mobile Phone Charges incurred for the sole purpose of engaging the services of Chubb Assistance, during a medical emergency or if the Insured is in a Critical Medical Condition.
Covers for the medical expenses incurred as a result of an accident or sickness.
Arranges for the travel (economy return air travel) and reasonable hotel accommodation for one (1) Immediate Family Member or friend to visit and stay with the insured until he/she is medically fit to be discharged if the Insured is confined in a Hospital Overseas for more than five (5) consecutive days due to Bodily Injury or Sickness and his medical condition forbids evacuation and no adult member of the Insured’s Immediate Family is with him, as approved and coordinated with Chubb Assistance.
Pays for each complete day (24 hours) of confinement from the first day of confinement and for a period not exceeding twenty (20) days.
Pays a lump sum cash benefit in case of loss of life or permanent total disability due to an accident while traveling and during the period of insurance.
Pays for every full twelve (12) consecutive hours of misconnection (the misconnection being calculated from the actual arrival to the actual departure of the Insured), wherein the Insured’s confirmed onward travel connection Overseas is missed at the transfer point due to the late arrival of the Insured’s incoming confirmed connecting scheduled Common Carrier and no onward transportation is available to the Insured within twelve (12) consecutive hours on his actual arrival time.
Pays the Insured for hotel accommodation and travel (economy air travel) expenses necessarily incurred for one (1) Immediate Family Member or a next of kin residing in the Philippines to accompany the Insured’s minor Dependent Children back to the Philippines, if the Insured or Spouse is confined in a hospital overseas and there is no other adult to accompany home the Insured’s minor Dependent Children.
Pays for every six (6)-hour period for Domestic Trip or twelve (12)-hour period for International Trip, that the Insured is prevented from reaching his scheduled destination as a result of aircraft Hijack.
Pays the Insured for financial loss sustained as a direct result of a credit, charge or banker’s card being lost or stolen and being subsequently used fraudulently by any person other than the Insured.
Pays a benefit for each consecutive six (6) hours delay due to strikes or industrial action, adverse weather conditions, mechanical breakdown / derangement of the Common Carrier or due to grounding of the Common Carrier as a result of mechanical or structural defect.
Pays the Insured for every full six (6) consecutive hours of diversion, wherein the aircraft the Insured had arranged to travel is diverted at any single location from the time specified in the itinerary supplied to the Insured due to adverse weather conditions.
Covers loss of deposits, charges for advance payments for travel or accommodation, or other charges which have not been or will not be used, but which become forfeited / non-refundable or payable up to the sum insured, if in the unfortunate event that the trip is cancelled before scheduled departure date.
Pays the Insured for loss of or damage to Home Contents kept in the Insured’s place of residence, due to specified causes while Insured is on a trip.
Personal Accident
PHP1,000,000 USD20,000Pays a lump sum cash benefit in case of loss of life or permanent total disability due to an accident while traveling and during the period of insurance.
Medical Necessary Expenses
PHP1,000,000 USD20,000Covers for the medical expenses incurred as a result of an accident or sickness.
Emergency Medical Evacuation and repatriation
PHP1,000,000 USD20,000Arranges for transport to move to a more convenient location or to return to the Philippines if the insured becomes injured or sick while traveling, as approved and coordinated with Chubb Assistance.
Hospital Confinement Daily Cash
PHP1,000/day (max of 20 days) USD20/day (max of 20 days)Pays for each complete day (24 hours) of confinement from the first day of confinement and for a period not exceeding twenty (20) days.
Compassionate Visit
PHP100,000 USD2,000Arranges for the travel (economy return air travel) and reasonable hotel accommodation for one (1) Immediate Family Member or friend to visit and stay with the insured until he/she is medically fit to be discharged if the Insured is confined in a Hospital Overseas for more than five (5) consecutive days due to Bodily Injury or Sickness and his medical condition forbids evacuation and no adult member of the Insured’s Immediate Family is with him, as approved and coordinated with Chubb Assistance.
Trip Cancellation
PHP75,000 USD1,500Covers loss of deposits, charges for advance payments for travel or accommodation, or other charges which have not been or will not be used, but which become forfeited / non-refundable or payable up to the sum insured, if in the unfortunate event that the trip is cancelled before scheduled departure date.
Trip Curtailment Benefit
PHP75,000 USD1,500Pays for the forfeited / non-refundable payments or deposits made by the Insured if a Trip is interrupted or the additional transportation and accommodation expenses incurred by the Insured from the place that the Insured left the Trip to the place that the Insured may rejoin the Trip up.
Travel Delay
PHP2,000 per 6 hours max of 96 hours USD40 per 6 hours max of 96 hoursPays a benefit for each consecutive six (6) hours delay due to strikes or industrial action, adverse weather conditions, mechanical breakdown / derangement of the Common Carrier or due to grounding of the Common Carrier as a result of mechanical or structural defect.
Loss or Damage of Baggage and Personal Effects Benefit
PHP25,000 (subject to 5,000 limit per item) USD500 (subject to 100 limit per item)Pays for all direct loss or damage to the Insured’s baggage and personal effects within the baggage.
Travel Postponement
PHP15,000 USD300Pays to the Insured the relevant Benefit Amount as stated in the Policy Schedule for every full six (6) consecutive hours that the baggage checked-in with the Common Carrier is not delivered to the Insured.
Extends the effectivity of the Policy, without charge, for up to the number of day/s as stated in the Policy Schedule if the Insured’s return trip is delayed due to Unforeseen Circumstances beyond the Insured’s control.
Pays the Insured for every full six (6) consecutive hours that Insured is denied boarding on a confirmed scheduled Common Carrier due to overbooking and no alternative transportation is made available to the Insured within six (6) hours of the scheduled departure.
Personal Accident
PHP2,500,000 USD50,000Pays a lump sum cash benefit in case of loss of life or permanent total disability due to an accident while traveling and during the period of insurance.
Medical Necessary Expenses
PHP2,500,000 USD50,000Covers for the medical expenses incurred as a result of an accident or sickness.
Emergency Medical Evacuation and repatriation
Actual cost Actual costArranges for transport to move to a more convenient location or to return to the Philippines if the insured becomes injured or sick while traveling, as approved and coordinated with Chubb Assistance.
Hospital Confinement Daily Cash
PHP1,000/day (max of 20 days) USD20/day (max of 20 days)Pays for each complete day (24 hours) of confinement from the first day of confinement and for a period not exceeding twenty (20) days.
Compassionate Visit
PHP200,000 USD4,000Arranges for the travel (economy return air travel) and reasonable hotel accommodation for one (1) Immediate Family Member or friend to visit and stay with the insured until he/she is medically fit to be discharged if the Insured is confined in a Hospital Overseas for more than five (5) consecutive days due to Bodily Injury or Sickness and his medical condition forbids evacuation and no adult member of the Insured’s Immediate Family is with him, as approved and coordinated with Chubb Assistance.
Trip Cancellation
PHP200,000 USD4,000Covers loss of deposits, charges for advance payments for travel or accommodation, or other charges which have not been or will not be used, but which become forfeited / non-refundable or payable up to the sum insured, if in the unfortunate event that the trip is cancelled before scheduled departure date.
Trip Curtailment Benefit
PHP200,000 USD4,000Pays for the forfeited / non-refundable payments or deposits made by the Insured if a Trip is interrupted or the additional transportation and accommodation expenses incurred by the Insured from the place that the Insured left the Trip to the place that the Insured may rejoin the Trip up.
Travel Delay
PHP3,000 per 12 hours max of 96 hours USD60 per 12 hours max of 96 hoursPays a benefit for each consecutive six (6) hours delay due to strikes or industrial action, adverse weather conditions, mechanical breakdown / derangement of the Common Carrier or due to grounding of the Common Carrier as a result of mechanical or structural defect.
Loss or Damage of Baggage and Personal Effects Benefit
PHP50,000 (subject to 10,000 limit per item) USD1,000 (subject to 200 limit per item)Pays for all direct loss or damage to the Insured’s baggage and personal effects within the baggage.
Travel Postponement
PHP20,000 USD400Pays to the Insured the relevant Benefit Amount as stated in the Policy Schedule for every full six (6) consecutive hours that the baggage checked-in with the Common Carrier is not delivered to the Insured.
Pays for the cost of burial expenses to be incurred, if the Insured dies due to Accident during the effectivity of the Policy.
Pays for all direct loss or damage to the Insured’s baggage and personal effects within the baggage.
Personal Accident
PHP1,000,000 USD20,000Pays a lump sum cash benefit in case of loss of life or permanent total disability due to an accident while traveling and during the period of insurance.
Medical Necessary Expenses
PHP1,000,000 USD20,000Covers for the medical expenses incurred as a result of an accident or sickness.
Emergency Medical Evacuation and repatriation
PHP500,000 USD10,000Arranges for transport to move to a more convenient location or to return to the Philippines if the insured becomes injured or sick while traveling, as approved and coordinated with Chubb Assistance.
Hospital Confinement Daily Cash
PHP1,000/day (max of 20 days) USD20/day (max of 20 days)Pays for each complete day (24 hours) of confinement from the first day of confinement and for a period not exceeding twenty (20) days.
Compassionate Visit
PHP100,000 USD2,000Arranges for the travel (economy return air travel) and reasonable hotel accommodation for one (1) Immediate Family Member or friend to visit and stay with the insured until he/she is medically fit to be discharged if the Insured is confined in a Hospital Overseas for more than five (5) consecutive days due to Bodily Injury or Sickness and his medical condition forbids evacuation and no adult member of the Insured’s Immediate Family is with him, as approved and coordinated with Chubb Assistance.
Trip Cancellation
PHP50,000 USD1,000Covers loss of deposits, charges for advance payments for travel or accommodation, or other charges which have not been or will not be used, but which become forfeited / non-refundable or payable up to the sum insured, if in the unfortunate event that the trip is cancelled before scheduled departure date.
Trip Curtailment Benefit
PHP50,000 USD1,000Pays for the forfeited / non-refundable payments or deposits made by the Insured if a Trip is interrupted or the additional transportation and accommodation expenses incurred by the Insured from the place that the Insured left the Trip to the place that the Insured may rejoin the Trip up.
Travel Delay
PHP1,000 per 6 hours max of 96 hours USD20 per 6 hours max of 96 hoursPays a benefit for each consecutive six (6) hours delay due to strikes or industrial action, adverse weather conditions, mechanical breakdown / derangement of the Common Carrier or due to grounding of the Common Carrier as a result of mechanical or structural defect.
Loss or Damage of Baggage and Personal Effects Benefit
PHP50,000 (subject to 10,000 limit per item) USD1,000 (subject to 200 limit per item)Pays for all direct loss or damage to the Insured’s baggage and personal effects within the baggage.
Baggage Delay
PHP5,000 per 6 hours/max of 48 hours USD100 per 6 hours/max of 48 hoursPays to the Insured the relevant Benefit Amount as stated in the Policy Schedule for every full six (6) consecutive hours that the baggage checked-in with the Common Carrier is not delivered to the Insured.
Insured has access 24 hours a day during the covered period should travel or medical advice or assistance be required.
Pays to compensate for actual loss of cash or banknotes in the Insured’s possession while Overseas, provided such loss is reported to the police having jurisdiction at the place of the loss no more than twenty-four (24) hours after the incident.
Personal Accident
PHP2,500,000 USD50,000Pays a lump sum cash benefit in case of loss of life or permanent total disability due to an accident while traveling and during the period of insurance.
Medical Necessary Expenses
PHP2,500,000 USD50,000Covers for the medical expenses incurred as a result of an accident or sickness.
Emergency Medical Evacuation and repatriation
Actual cost Actual costArranges for transport to move to a more convenient location or to return to the Philippines if the insured becomes injured or sick while traveling, as approved and coordinated with Chubb Assistance.
Hospital Confinement Daily Cash
PHP1,000/day (max of 20 days) USD20/day (max of 20 days)Pays for each complete day (24 hours) of confinement from the first day of confinement and for a period not exceeding twenty (20) days.
Compassionate Visit
PHP200,000 USD4,000Arranges for the travel (economy return air travel) and reasonable hotel accommodation for one (1) Immediate Family Member or friend to visit and stay with the insured until he/she is medically fit to be discharged if the Insured is confined in a Hospital Overseas for more than five (5) consecutive days due to Bodily Injury or Sickness and his medical condition forbids evacuation and no adult member of the Insured’s Immediate Family is with him, as approved and coordinated with Chubb Assistance.
Trip Cancellation
PHP200,000 USD4,000Covers loss of deposits, charges for advance payments for travel or accommodation, or other charges which have not been or will not be used, but which become forfeited / non-refundable or payable up to the sum insured, if in the unfortunate event that the trip is cancelled before scheduled departure date.
Trip Curtailment Benefit
PHP200,000 USD4,000Pays for the forfeited / non-refundable payments or deposits made by the Insured if a Trip is interrupted or the additional transportation and accommodation expenses incurred by the Insured from the place that the Insured left the Trip to the place that the Insured may rejoin the Trip up.
Travel Delay
PHP3,000 per 12 hours max of 96 hours USD60 per 12 hours max of 96 hoursPays a benefit for each consecutive six (6) hours delay due to strikes or industrial action, adverse weather conditions, mechanical breakdown / derangement of the Common Carrier or due to grounding of the Common Carrier as a result of mechanical or structural defect.
Loss or Damage of Baggage and Personal Effects Benefit
PHP50,000 (subject to 10,000 limit per item) USD1,000 (subject to 200 limit per item)Pays for all direct loss or damage to the Insured’s baggage and personal effects within the baggage.
Travel Postponement
PHP20,000 USD400Pays to the Insured the relevant Benefit Amount as stated in the Policy Schedule for every full six (6) consecutive hours that the baggage checked-in with the Common Carrier is not delivered to the Insured.
Personal Accident
PHP1,000,000 USD20,000Pays a lump sum cash benefit in case of loss of life or permanent total disability due to an accident while traveling and during the period of insurance.
Medical Necessary Expenses
PHP1,000,000 USD20,000Covers for the medical expenses incurred as a result of an accident or sickness.
Emergency Medical Evacuation and repatriation
PHP1,000,000 USD20,000Arranges for transport to move to a more convenient location or to return to the Philippines if the insured becomes injured or sick while traveling, as approved and coordinated with Chubb Assistance.
Hospital Confinement Daily Cash
PHP1,000/day (max of 20 days) USD20/day (max of 20 days)Pays for each complete day (24 hours) of confinement from the first day of confinement and for a period not exceeding twenty (20) days.
Compassionate Visit
PHP100,000 USD2,000Arranges for the travel (economy return air travel) and reasonable hotel accommodation for one (1) Immediate Family Member or friend to visit and stay with the insured until he/she is medically fit to be discharged if the Insured is confined in a Hospital Overseas for more than five (5) consecutive days due to Bodily Injury or Sickness and his medical condition forbids evacuation and no adult member of the Insured’s Immediate Family is with him, as approved and coordinated with Chubb Assistance.
Trip Cancellation
PHP75,000 USD1,500Covers loss of deposits, charges for advance payments for travel or accommodation, or other charges which have not been or will not be used, but which become forfeited / non-refundable or payable up to the sum insured, if in the unfortunate event that the trip is cancelled before scheduled departure date.
Trip Curtailment Benefit
PHP75,000 USD1,500Pays for the forfeited / non-refundable payments or deposits made by the Insured if a Trip is interrupted or the additional transportation and accommodation expenses incurred by the Insured from the place that the Insured left the Trip to the place that the Insured may rejoin the Trip up.
Travel Delay
PHP2,000 per 6 hours max of 96 hours USD40 per 6 hours max of 96 hoursPays a benefit for each consecutive six (6) hours delay due to strikes or industrial action, adverse weather conditions, mechanical breakdown / derangement of the Common Carrier or due to grounding of the Common Carrier as a result of mechanical or structural defect.
Loss or Damage of Baggage and Personal Effects Benefit
PHP25,000 (subject to 5,000 limit per item) USD500 (subject to 100 limit per item)Pays for all direct loss or damage to the Insured’s baggage and personal effects within the baggage.
Travel Postponement
PHP15,000 USD300Pays to the Insured the relevant Benefit Amount as stated in the Policy Schedule for every full six (6) consecutive hours that the baggage checked-in with the Common Carrier is not delivered to the Insured.
Pays the Insured the additional cost of putting the Insured’s pet in a pet’s boarding home if the Insured is prevented from completing the return leg of a Trip during the effectivity of this Policy, as a result of Travel Delay or the Insured being Confined in a Hospital Overseas at the expiry of the Policy.
Pays the Insured for additional hotel, travel and communications expenses necessarily incurred in the country or countries visited in obtaining the replacement of a lost passport or visa.
Personal Accident
PHP1,000,000 USD20,000Pays a lump sum cash benefit in case of loss of life or permanent total disability due to an accident while traveling and during the period of insurance.
Medical Necessary Expenses
PHP1,000,000 USD20,000Covers for the medical expenses incurred as a result of an accident or sickness.
Emergency Medical Evacuation and repatriation
PHP500,000 USD10,000Arranges for transport to move to a more convenient location or to return to the Philippines if the insured becomes injured or sick while traveling, as approved and coordinated with Chubb Assistance.
Hospital Confinement Daily Cash
PHP1,000/day (max of 20 days) USD20/day (max of 20 days)Pays for each complete day (24 hours) of confinement from the first day of confinement and for a period not exceeding twenty (20) days.
Compassionate Visit
PHP100,000 USD2,000Arranges for the travel (economy return air travel) and reasonable hotel accommodation for one (1) Immediate Family Member or friend to visit and stay with the insured until he/she is medically fit to be discharged if the Insured is confined in a Hospital Overseas for more than five (5) consecutive days due to Bodily Injury or Sickness and his medical condition forbids evacuation and no adult member of the Insured’s Immediate Family is with him, as approved and coordinated with Chubb Assistance.
Trip Cancellation
PHP50,000 USD1,000Covers loss of deposits, charges for advance payments for travel or accommodation, or other charges which have not been or will not be used, but which become forfeited / non-refundable or payable up to the sum insured, if in the unfortunate event that the trip is cancelled before scheduled departure date.
Trip Curtailment Benefit
PHP50,000 USD1,000Pays for the forfeited / non-refundable payments or deposits made by the Insured if a Trip is interrupted or the additional transportation and accommodation expenses incurred by the Insured from the place that the Insured left the Trip to the place that the Insured may rejoin the Trip up.
Travel Delay
PHP1,000 per 6 hours max of 96 hours USD20 per 6 hours max of 96 hoursPays a benefit for each consecutive six (6) hours delay due to strikes or industrial action, adverse weather conditions, mechanical breakdown / derangement of the Common Carrier or due to grounding of the Common Carrier as a result of mechanical or structural defect.
Loss or Damage of Baggage and Personal Effects Benefit
PHP50,000 (subject to 10,000 limit per item) USD1,000 (subject to 200 limit per item)Pays for all direct loss or damage to the Insured’s baggage and personal effects within the baggage.
Baggage Delay
PHP5,000 per 6 hours/max of 48 hours USD100 per 6 hours/max of 48 hoursPays to the Insured the relevant Benefit Amount as stated in the Policy Schedule for every full six (6) consecutive hours that the baggage checked-in with the Common Carrier is not delivered to the Insured.
Pays for the forfeited / non-refundable payments or deposits made by the Insured if a Trip is interrupted or the additional transportation and accommodation expenses incurred by the Insured from the place that the Insured left the Trip to the place that the Insured may rejoin the Trip up.
Pays to the Insured the relevant Benefit Amount as stated in the Policy Schedule for every full six (6) consecutive hours that the baggage checked-in with the Common Carrier is not delivered to the Insured.
Covers the Insured for claim arising directly or indirectly from any Act of Terrorism.
Pays the Insured for legal liability to a third party as a result of Death or an Accidental Bodily Injury to any person or accidental loss of property or Property Damage of that person.
Pays the Insured in respect of Postponement Expenses or administrative expenses occurring up to thirty (30) days prior to the Scheduled Departure Date.
Pays the Insured for Dental Expenses as a direct result of Bodily Injury.
Arranges for transport to move to a more convenient location or to return to the Philippines if the insured becomes injured or sick while traveling, as approved and coordinated with Chubb Assistance.
Personal Accident
PHP2,500,000 USD50,000Pays a lump sum cash benefit in case of loss of life or permanent total disability due to an accident while traveling and during the period of insurance.
Medical Necessary Expenses
PHP2,500,000 USD50,000Covers for the medical expenses incurred as a result of an accident or sickness.
Emergency Medical Evacuation and repatriation
Actual cost Actual costArranges for transport to move to a more convenient location or to return to the Philippines if the insured becomes injured or sick while traveling, as approved and coordinated with Chubb Assistance.
Hospital Confinement Daily Cash
PHP1,000/day (max of 20 days) USD20/day (max of 20 days)Pays for each complete day (24 hours) of confinement from the first day of confinement and for a period not exceeding twenty (20) days.
Compassionate Visit
PHP200,000 USD4,000Arranges for the travel (economy return air travel) and reasonable hotel accommodation for one (1) Immediate Family Member or friend to visit and stay with the insured until he/she is medically fit to be discharged if the Insured is confined in a Hospital Overseas for more than five (5) consecutive days due to Bodily Injury or Sickness and his medical condition forbids evacuation and no adult member of the Insured’s Immediate Family is with him, as approved and coordinated with Chubb Assistance.
Trip Cancellation
PHP200,000 USD4,000Covers loss of deposits, charges for advance payments for travel or accommodation, or other charges which have not been or will not be used, but which become forfeited / non-refundable or payable up to the sum insured, if in the unfortunate event that the trip is cancelled before scheduled departure date.
Trip Curtailment Benefit
PHP200,000 USD4,000Pays for the forfeited / non-refundable payments or deposits made by the Insured if a Trip is interrupted or the additional transportation and accommodation expenses incurred by the Insured from the place that the Insured left the Trip to the place that the Insured may rejoin the Trip up.
Travel Delay
PHP3,000 per 12 hours max of 96 hours USD60 per 12 hours max of 96 hoursPays a benefit for each consecutive six (6) hours delay due to strikes or industrial action, adverse weather conditions, mechanical breakdown / derangement of the Common Carrier or due to grounding of the Common Carrier as a result of mechanical or structural defect.
Loss or Damage of Baggage and Personal Effects Benefit
PHP50,000 (subject to 10,000 limit per item) USD1,000 (subject to 200 limit per item)Pays for all direct loss or damage to the Insured’s baggage and personal effects within the baggage.
Travel Postponement
PHP20,000 USD400Pays to the Insured the relevant Benefit Amount as stated in the Policy Schedule for every full six (6) consecutive hours that the baggage checked-in with the Common Carrier is not delivered to the Insured.
Covers for the medical expenses incurred as a result of an accident or sickness.
Pays to the Insured the relevant Benefit Amount as stated in the Policy Schedule for every full six (6) consecutive hours that the baggage checked-in with the Common Carrier is not delivered to the Insured.
Pays the Insured for every full six (6) consecutive hours of diversion, wherein the aircraft the Insured had arranged to travel is diverted at any single location from the time specified in the itinerary supplied to the Insured due to adverse weather conditions.
Pays the Insured for Emergency Mobile Phone Charges incurred for the sole purpose of engaging the services of Chubb Assistance, during a medical emergency or if the Insured is in a Critical Medical Condition.
Personal Accident
PHP1,000,000 USD20,000Pays a lump sum cash benefit in case of loss of life or permanent total disability due to an accident while traveling and during the period of insurance.
Medical Necessary Expenses
PHP1,000,000 USD20,000Covers for the medical expenses incurred as a result of an accident or sickness.
Emergency Medical Evacuation and repatriation
PHP500,000 USD10,000Arranges for transport to move to a more convenient location or to return to the Philippines if the insured becomes injured or sick while traveling, as approved and coordinated with Chubb Assistance.
Hospital Confinement Daily Cash
PHP1,000/day (max of 20 days) USD20/day (max of 20 days)Pays for each complete day (24 hours) of confinement from the first day of confinement and for a period not exceeding twenty (20) days.
Compassionate Visit
PHP100,000 USD2,000Arranges for the travel (economy return air travel) and reasonable hotel accommodation for one (1) Immediate Family Member or friend to visit and stay with the insured until he/she is medically fit to be discharged if the Insured is confined in a Hospital Overseas for more than five (5) consecutive days due to Bodily Injury or Sickness and his medical condition forbids evacuation and no adult member of the Insured’s Immediate Family is with him, as approved and coordinated with Chubb Assistance.
Trip Cancellation
PHP50,000 USD1,000Covers loss of deposits, charges for advance payments for travel or accommodation, or other charges which have not been or will not be used, but which become forfeited / non-refundable or payable up to the sum insured, if in the unfortunate event that the trip is cancelled before scheduled departure date.
Trip Curtailment Benefit
PHP50,000 USD1,000Pays for the forfeited / non-refundable payments or deposits made by the Insured if a Trip is interrupted or the additional transportation and accommodation expenses incurred by the Insured from the place that the Insured left the Trip to the place that the Insured may rejoin the Trip up.
Travel Delay
PHP1,000 per 6 hours max of 96 hours USD20 per 6 hours max of 96 hoursPays a benefit for each consecutive six (6) hours delay due to strikes or industrial action, adverse weather conditions, mechanical breakdown / derangement of the Common Carrier or due to grounding of the Common Carrier as a result of mechanical or structural defect.
Loss or Damage of Baggage and Personal Effects Benefit
PHP50,000 (subject to 10,000 limit per item) USD1,000 (subject to 200 limit per item)Pays for all direct loss or damage to the Insured’s baggage and personal effects within the baggage.
Baggage Delay
PHP5,000 per 6 hours/max of 48 hours USD100 per 6 hours/max of 48 hoursPays to the Insured the relevant Benefit Amount as stated in the Policy Schedule for every full six (6) consecutive hours that the baggage checked-in with the Common Carrier is not delivered to the Insured.
Pays a benefit for each consecutive six (6) hours delay due to strikes or industrial action, adverse weather conditions, mechanical breakdown / derangement of the Common Carrier or due to grounding of the Common Carrier as a result of mechanical or structural defect.
Pays for every six (6)-hour period for Domestic Trip or twelve (12)-hour period for International Trip, that the Insured is prevented from reaching his scheduled destination as a result of aircraft Hijack.
Pays for the forfeited / non-refundable payments or deposits made by the Insured if a Trip is interrupted or the additional transportation and accommodation expenses incurred by the Insured from the place that the Insured left the Trip to the place that the Insured may rejoin the Trip up.
Pays the Insured for legal liability to a third party as a result of Death or an Accidental Bodily Injury to any person or accidental loss of property or Property Damage of that person.
Pays to compensate for actual loss of cash or banknotes in the Insured’s possession while Overseas, provided such loss is reported to the police having jurisdiction at the place of the loss no more than twenty-four (24) hours after the incident.
Pays the Insured for loss of or damage to Home Contents kept in the Insured’s place of residence, due to specified causes while Insured is on a trip.
Pays the Insured for hotel accommodation and travel (economy air travel) expenses necessarily incurred for one (1) Immediate Family Member or a next of kin residing in the Philippines to accompany the Insured’s minor Dependent Children back to the Philippines, if the Insured or Spouse is confined in a hospital overseas and there is no other adult to accompany home the Insured’s minor Dependent Children.
Covers the Insured for claim arising directly or indirectly from any Act of Terrorism.
Insured has access 24 hours a day during the covered period should travel or medical advice or assistance be required.
Covers loss of deposits, charges for advance payments for travel or accommodation, or other charges which have not been or will not be used, but which become forfeited / non-refundable or payable up to the sum insured, if in the unfortunate event that the trip is cancelled before scheduled departure date.
Personal Accident
PHP1,000,000 USD20,000Pays a lump sum cash benefit in case of loss of life or permanent total disability due to an accident while traveling and during the period of insurance.
Medical Necessary Expenses
PHP1,000,000 USD20,000Covers for the medical expenses incurred as a result of an accident or sickness.
Emergency Medical Evacuation and repatriation
PHP500,000 USD10,000Arranges for transport to move to a more convenient location or to return to the Philippines if the insured becomes injured or sick while traveling, as approved and coordinated with Chubb Assistance.
Hospital Confinement Daily Cash
PHP1,000/day (max of 20 days) USD20/day (max of 20 days)Pays for each complete day (24 hours) of confinement from the first day of confinement and for a period not exceeding twenty (20) days.
Compassionate Visit
PHP100,000 USD2,000Arranges for the travel (economy return air travel) and reasonable hotel accommodation for one (1) Immediate Family Member or friend to visit and stay with the insured until he/she is medically fit to be discharged if the Insured is confined in a Hospital Overseas for more than five (5) consecutive days due to Bodily Injury or Sickness and his medical condition forbids evacuation and no adult member of the Insured’s Immediate Family is with him, as approved and coordinated with Chubb Assistance.
Trip Cancellation
PHP50,000 USD1,000Covers loss of deposits, charges for advance payments for travel or accommodation, or other charges which have not been or will not be used, but which become forfeited / non-refundable or payable up to the sum insured, if in the unfortunate event that the trip is cancelled before scheduled departure date.
Trip Curtailment Benefit
PHP50,000 USD1,000Pays for the forfeited / non-refundable payments or deposits made by the Insured if a Trip is interrupted or the additional transportation and accommodation expenses incurred by the Insured from the place that the Insured left the Trip to the place that the Insured may rejoin the Trip up.
Travel Delay
PHP1,000 per 6 hours max of 96 hours USD20 per 6 hours max of 96 hoursPays a benefit for each consecutive six (6) hours delay due to strikes or industrial action, adverse weather conditions, mechanical breakdown / derangement of the Common Carrier or due to grounding of the Common Carrier as a result of mechanical or structural defect.
Loss or Damage of Baggage and Personal Effects Benefit
PHP50,000 (subject to 10,000 limit per item) USD1,000 (subject to 200 limit per item)Pays for all direct loss or damage to the Insured’s baggage and personal effects within the baggage.
Baggage Delay
PHP5,000 per 6 hours/max of 48 hours USD100 per 6 hours/max of 48 hoursPays to the Insured the relevant Benefit Amount as stated in the Policy Schedule for every full six (6) consecutive hours that the baggage checked-in with the Common Carrier is not delivered to the Insured.
Pays the Insured for Dental Expenses as a direct result of Bodily Injury.
Pays the Insured for financial loss sustained as a direct result of a credit, charge or banker’s card being lost or stolen and being subsequently used fraudulently by any person other than the Insured.
Extends the effectivity of the Policy, without charge, for up to the number of day/s as stated in the Policy Schedule if the Insured’s return trip is delayed due to Unforeseen Circumstances beyond the Insured’s control.
Pays the Insured for additional hotel, travel and communications expenses necessarily incurred in the country or countries visited in obtaining the replacement of a lost passport or visa.
Pays the Insured in respect of Postponement Expenses or administrative expenses occurring up to thirty (30) days prior to the Scheduled Departure Date.
Pays for each complete day (24 hours) of confinement from the first day of confinement and for a period not exceeding twenty (20) days.
Personal Accident
PHP1,000,000 USD20,000Pays a lump sum cash benefit in case of loss of life or permanent total disability due to an accident while traveling and during the period of insurance.
Medical Necessary Expenses
PHP1,000,000 USD20,000Covers for the medical expenses incurred as a result of an accident or sickness.
Emergency Medical Evacuation and repatriation
PHP1,000,000 USD20,000Arranges for transport to move to a more convenient location or to return to the Philippines if the insured becomes injured or sick while traveling, as approved and coordinated with Chubb Assistance.
Hospital Confinement Daily Cash
PHP1,000/day (max of 20 days) USD20/day (max of 20 days)Pays for each complete day (24 hours) of confinement from the first day of confinement and for a period not exceeding twenty (20) days.
Compassionate Visit
PHP100,000 USD2,000Arranges for the travel (economy return air travel) and reasonable hotel accommodation for one (1) Immediate Family Member or friend to visit and stay with the insured until he/she is medically fit to be discharged if the Insured is confined in a Hospital Overseas for more than five (5) consecutive days due to Bodily Injury or Sickness and his medical condition forbids evacuation and no adult member of the Insured’s Immediate Family is with him, as approved and coordinated with Chubb Assistance.
Trip Cancellation
PHP75,000 USD1,500Covers loss of deposits, charges for advance payments for travel or accommodation, or other charges which have not been or will not be used, but which become forfeited / non-refundable or payable up to the sum insured, if in the unfortunate event that the trip is cancelled before scheduled departure date.
Trip Curtailment Benefit
PHP75,000 USD1,500Pays for the forfeited / non-refundable payments or deposits made by the Insured if a Trip is interrupted or the additional transportation and accommodation expenses incurred by the Insured from the place that the Insured left the Trip to the place that the Insured may rejoin the Trip up.
Travel Delay
PHP2,000 per 6 hours max of 96 hours USD40 per 6 hours max of 96 hoursPays a benefit for each consecutive six (6) hours delay due to strikes or industrial action, adverse weather conditions, mechanical breakdown / derangement of the Common Carrier or due to grounding of the Common Carrier as a result of mechanical or structural defect.
Loss or Damage of Baggage and Personal Effects Benefit
PHP25,000 (subject to 5,000 limit per item) USD500 (subject to 100 limit per item)Pays for all direct loss or damage to the Insured’s baggage and personal effects within the baggage.
Travel Postponement
PHP15,000 USD300Pays to the Insured the relevant Benefit Amount as stated in the Policy Schedule for every full six (6) consecutive hours that the baggage checked-in with the Common Carrier is not delivered to the Insured.
Pays the Insured the additional cost of putting the Insured’s pet in a pet’s boarding home if the Insured is prevented from completing the return leg of a Trip during the effectivity of this Policy, as a result of Travel Delay or the Insured being Confined in a Hospital Overseas at the expiry of the Policy.
Pays the Insured for every full six (6) consecutive hours that Insured is denied boarding on a confirmed scheduled Common Carrier due to overbooking and no alternative transportation is made available to the Insured within six (6) hours of the scheduled departure.
Arranges for the travel (economy return air travel) and reasonable hotel accommodation for one (1) Immediate Family Member or friend to visit and stay with the insured until he/she is medically fit to be discharged if the Insured is confined in a Hospital Overseas for more than five (5) consecutive days due to Bodily Injury or Sickness and his medical condition forbids evacuation and no adult member of the Insured’s Immediate Family is with him, as approved and coordinated with Chubb Assistance.
Personal Accident
PHP2,500,000 USD50,000Pays a lump sum cash benefit in case of loss of life or permanent total disability due to an accident while traveling and during the period of insurance.
Medical Necessary Expenses
PHP2,500,000 USD50,000Covers for the medical expenses incurred as a result of an accident or sickness.
Emergency Medical Evacuation and repatriation
Actual cost Actual costArranges for transport to move to a more convenient location or to return to the Philippines if the insured becomes injured or sick while traveling, as approved and coordinated with Chubb Assistance.
Hospital Confinement Daily Cash
PHP1,000/day (max of 20 days) USD20/day (max of 20 days)Pays for each complete day (24 hours) of confinement from the first day of confinement and for a period not exceeding twenty (20) days.
Compassionate Visit
PHP200,000 USD4,000Arranges for the travel (economy return air travel) and reasonable hotel accommodation for one (1) Immediate Family Member or friend to visit and stay with the insured until he/she is medically fit to be discharged if the Insured is confined in a Hospital Overseas for more than five (5) consecutive days due to Bodily Injury or Sickness and his medical condition forbids evacuation and no adult member of the Insured’s Immediate Family is with him, as approved and coordinated with Chubb Assistance.
Trip Cancellation
PHP200,000 USD4,000Covers loss of deposits, charges for advance payments for travel or accommodation, or other charges which have not been or will not be used, but which become forfeited / non-refundable or payable up to the sum insured, if in the unfortunate event that the trip is cancelled before scheduled departure date.
Trip Curtailment Benefit
PHP200,000 USD4,000Pays for the forfeited / non-refundable payments or deposits made by the Insured if a Trip is interrupted or the additional transportation and accommodation expenses incurred by the Insured from the place that the Insured left the Trip to the place that the Insured may rejoin the Trip up.
Travel Delay
PHP3,000 per 12 hours max of 96 hours USD60 per 12 hours max of 96 hoursPays a benefit for each consecutive six (6) hours delay due to strikes or industrial action, adverse weather conditions, mechanical breakdown / derangement of the Common Carrier or due to grounding of the Common Carrier as a result of mechanical or structural defect.
Loss or Damage of Baggage and Personal Effects Benefit
PHP50,000 (subject to 10,000 limit per item) USD1,000 (subject to 200 limit per item)Pays for all direct loss or damage to the Insured’s baggage and personal effects within the baggage.
Travel Postponement
PHP20,000 USD400Pays to the Insured the relevant Benefit Amount as stated in the Policy Schedule for every full six (6) consecutive hours that the baggage checked-in with the Common Carrier is not delivered to the Insured.
Pays for every full twelve (12) consecutive hours of misconnection (the misconnection being calculated from the actual arrival to the actual departure of the Insured), wherein the Insured’s confirmed onward travel connection Overseas is missed at the transfer point due to the late arrival of the Insured’s incoming confirmed connecting scheduled Common Carrier and no onward transportation is available to the Insured within twelve (12) consecutive hours on his actual arrival time.
Pays for the cost of burial expenses to be incurred, if the Insured dies due to Accident during the effectivity of the Policy.
Personal Accident
PHP1,000,000 USD20,000Pays a lump sum cash benefit in case of loss of life or permanent total disability due to an accident while traveling and during the period of insurance.
Medical Necessary Expenses
PHP1,000,000 USD20,000Covers for the medical expenses incurred as a result of an accident or sickness.
Emergency Medical Evacuation and repatriation
PHP1,000,000 USD20,000Arranges for transport to move to a more convenient location or to return to the Philippines if the insured becomes injured or sick while traveling, as approved and coordinated with Chubb Assistance.
Hospital Confinement Daily Cash
PHP1,000/day (max of 20 days) USD20/day (max of 20 days)Pays for each complete day (24 hours) of confinement from the first day of confinement and for a period not exceeding twenty (20) days.
Compassionate Visit
PHP100,000 USD2,000Arranges for the travel (economy return air travel) and reasonable hotel accommodation for one (1) Immediate Family Member or friend to visit and stay with the insured until he/she is medically fit to be discharged if the Insured is confined in a Hospital Overseas for more than five (5) consecutive days due to Bodily Injury or Sickness and his medical condition forbids evacuation and no adult member of the Insured’s Immediate Family is with him, as approved and coordinated with Chubb Assistance.
Trip Cancellation
PHP75,000 USD1,500Covers loss of deposits, charges for advance payments for travel or accommodation, or other charges which have not been or will not be used, but which become forfeited / non-refundable or payable up to the sum insured, if in the unfortunate event that the trip is cancelled before scheduled departure date.
Trip Curtailment Benefit
PHP75,000 USD1,500Pays for the forfeited / non-refundable payments or deposits made by the Insured if a Trip is interrupted or the additional transportation and accommodation expenses incurred by the Insured from the place that the Insured left the Trip to the place that the Insured may rejoin the Trip up.
Travel Delay
PHP2,000 per 6 hours max of 96 hours USD40 per 6 hours max of 96 hoursPays a benefit for each consecutive six (6) hours delay due to strikes or industrial action, adverse weather conditions, mechanical breakdown / derangement of the Common Carrier or due to grounding of the Common Carrier as a result of mechanical or structural defect.
Loss or Damage of Baggage and Personal Effects Benefit
PHP25,000 (subject to 5,000 limit per item) USD500 (subject to 100 limit per item)Pays for all direct loss or damage to the Insured’s baggage and personal effects within the baggage.
Travel Postponement
PHP15,000 USD300Pays to the Insured the relevant Benefit Amount as stated in the Policy Schedule for every full six (6) consecutive hours that the baggage checked-in with the Common Carrier is not delivered to the Insured.
Pays for all direct loss or damage to the Insured’s baggage and personal effects within the baggage.
Pays a lump sum cash benefit in case of loss of life or permanent total disability due to an accident while traveling and during the period of insurance.
Call +63 2 849 6000
(Mondays – Fridays, 8:30am to 5:30pm)
For 24-hour emergency assistance.
Call: +63 2 864 0865
© Insurance Company of North America (a Chubb Company). This policy is underwritten by Insurance Company of North America (a Chubb Company), a registered non-life insurance company with Certificate of Authority No. 2016/34R issued by the Insurance Commission. Full details of the terms, conditions and exclusions of this insurance are provided for in the Policy Wording documentation. Please read our Personal Data Protection Policy.
