What is Covered?

You are heading off for the weekend or embarking on a round-the-world adventure, you can choose the cover that matches your trip. There is no need to pay for cover you simply do not need. We provide clear facts about the benefits and options, so you can decide. Here are highlights of the included Benefits.

Your destination:

PHP

What is covered by:

Select your plan coverage:

Domestic (Premium) International (Executive) International (First)

Medical & Travel Accident Benefits

Medical Necessary Expenses Benefit

Covers for the medical expenses incurred as a result of an accident or sickness.

PHP1,000,000

PHP2,500,000

Hospital Confinement Daily Cash Benefit

Pays for each complete day (24 hours) of confinement from the first day of confinement and for a period not exceeding twenty (20) days.

PHP1,000/day (max of 20 days)

Personal Accident Benefit

Pays a lump sum cash benefit in case of loss of life or permanent total disability due to an accident while traveling and during the period of insurance.

PHP1,000,000

PHP2,500,000

Accidental Burial Benefit

Pays for the cost of burial expenses to be incurred, if the Insured dies due to Accident during the effectivity of the Policy.

PHP10,000

PHP20,000

PHP50,000

Chubb ASSISTANCE - 24 Hour Worldwide Assistance Services

Emergency Medical Evacuation and repatriation Benefit

Arranges for transport to move to a more convenient location or to return to the Philippines if the insured becomes injured or sick while traveling, as approved and coordinated with Chubb Assistance.

PHP500,000

PHP1,000,000

Actual cost

Compassionate Visit Benefit

Arranges for the travel (economy return air travel) and reasonable hotel accommodation for one (1) Immediate Family Member or friend to visit and stay with the insured until he/she is medically fit to be discharged if the Insured is confined in a Hospital Overseas for more than five (5) consecutive days due to Bodily Injury or Sickness and his medical condition forbids evacuation and no adult member of the Insured’s Immediate Family is with him, as approved and coordinated with Chubb Assistance.

PHP100,000

PHP200,000

Return of Minor Children Benefit

Pays the Insured for hotel accommodation and travel (economy air travel) expenses necessarily incurred for one (1) Immediate Family Member or a next of kin residing in the Philippines to accompany the Insured’s minor Dependent Children back to the Philippines, if the Insured or Spouse is confined in a hospital overseas and there is no other adult to accompany home the Insured’s minor Dependent Children.

Not covered

PHP100,000

PHP200,000

24-HR Emergency and Travel Assistance Services

Insured has access 24 hours a day during the covered period should travel or medical advice or assistance be required.

Included

Travel Inconvenience Benefits

Trip Cancellation Benefit

Covers loss of deposits, charges for advance payments for travel or accommodation, or other charges which have not been or will not be used, but which become forfeited / non-refundable or payable up to the sum insured, if in the unfortunate event that the trip is cancelled before scheduled departure date.

PHP50,000

PHP75,000

PHP200,000

Travel Postponement

Pays the Insured in respect of Postponement Expenses or administrative expenses occurring up to thirty (30) days prior to the Scheduled Departure Date.

Not covered

PHP15,000

PHP20,000

Trip Curtailment Benefit

Pays for the forfeited / non-refundable payments or deposits made by the Insured if a Trip is interrupted or the additional transportation and accommodation expenses incurred by the Insured from the place that the Insured left the Trip to the place that the Insured may rejoin the Trip up.

PHP50,000

PHP75,000

PHP200,000

Travel Delay Benefit

Pays a benefit for each consecutive six (6) hours delay due to strikes or industrial action, adverse weather conditions, mechanical breakdown / derangement of the Common Carrier or due to grounding of the Common Carrier as a result of mechanical or structural defect.

PHP1,000 per 6 hours max of 96 hours

PHP2,000 per 6 hours max of 96 hours

PHP3,000 per 6 hours max of 96 hours

Aircraft Hijack Benefit

Pays for every six (6)-hour period for Domestic Trip or twelve (12)-hour period for International Trip, that the Insured is prevented from reaching his scheduled destination as a result of aircraft Hijack.

PHP1,000 per 6 hours max of 96 hours

PHP5,000 per 6 hours max of 96 hours

Missed Connecting Flight Benefit

Pays for every full twelve (12) consecutive hours of misconnection (the misconnection being calculated from the actual arrival to the actual departure of the Insured), wherein the Insured’s confirmed onward travel connection Overseas is missed at the transfer point due to the late arrival of the Insured’s incoming confirmed connecting scheduled Common Carrier and no onward transportation is available to the Insured within twelve (12) consecutive hours on his actual arrival time.

Not covered

PHP4,000 per 12 hours max of 96 hours

Loss or Damage of Baggage and Personal Effects Benefit

Pays for all direct loss or damage to the Insured’s baggage and personal effects within the baggage.

PHP50,000 (subject to PHP10,000 limit per item)

PHP25,000 (subject to PHP5,000 limit per item)

PHP50,000 (subject to PHP10,000 limit per item)

Loss of Personal Money Benefit

Pays to compensate for actual loss of cash or banknotes in the Insured’s possession while Overseas, provided such loss is reported to the police having jurisdiction at the place of the loss no more than twenty-four (24) hours after the incident.

Not covered

PHP5,000 (deductible PHP1,000)

Loss of Travel Documents Benefit

Pays the Insured for additional hotel, travel and communications expenses necessarily incurred in the country or countries visited in obtaining the replacement of a lost passport or visa.

Not covered

PHP5,000

Baggage Delay Benefit

Pays to the Insured the relevant Benefit Amount as stated in the Policy Schedule for every full six (6) consecutive hours that the baggage checked-in with the Common Carrier is not delivered to the Insured.

PHP5,000 per 6 hours/max of 48 hours

PHP10,000 per 6 hours/max of 48 hours

Personal Liability

Pays the Insured for legal liability to a third party as a result of Death or an Accidental Bodily Injury to any person or accidental loss of property or Property Damage of that person.

Not covered

PHP1,000,000

Accidental Dental Expenses

Pays the Insured for Dental Expenses as a direct result of Bodily Injury.

Not covered

PHP200,000

PHP300,000

Emergency Mobile Phone Charges

Pays the Insured for Emergency Mobile Phone Charges incurred for the sole purpose of engaging the services of Chubb Assistance, during a medical emergency or if the Insured is in a Critical Medical Condition.

PHP5,000

PHP10,000

Flight Diversion

Pays the Insured for every full six (6) consecutive hours of diversion, wherein the aircraft the Insured had arranged to travel is diverted at any single location from the time specified in the itinerary supplied to the Insured due to adverse weather conditions.

Not covered

PHP3,000

Credit Card Indemnity

Pays the Insured for financial loss sustained as a direct result of a credit, charge or banker’s card being lost or stolen and being subsequently used fraudulently by any person other than the Insured.

PHP15,000

PHP20,000

Flight Overbooked

Pays the Insured for every full six (6) consecutive hours that Insured is denied boarding on a confirmed scheduled Common Carrier due to overbooking and no alternative transportation is made available to the Insured within six (6) hours of the scheduled departure.

Not covered

PHP3,000

Other Benefits

Terrorism Extension

Covers the Insured for claim arising directly or indirectly from any Act of Terrorism.

Not covered

PHP10,000

Automatic Extension Benefit

Extends the effectivity of the Policy, without charge, for up to the number of day/s as stated in the Policy Schedule if the Insured’s return trip is delayed due to Unforeseen Circumstances beyond the Insured’s control.

1 day

Home Guard

Pays the Insured for loss of or damage to Home Contents kept in the Insured’s place of residence, due to specified causes while Insured is on a trip.

PHP3,000

Pet Care

Pays the Insured the additional cost of putting the Insured’s pet in a pet’s boarding home if the Insured is prevented from completing the return leg of a Trip during the effectively of this Policy, as a result of Travel Delay or the Insured being Confined in a Hospital Overseas at the expiry of the Policy.

PHP3,000

USD

What is covered by:

Select your plan coverage:

Domestic (Premium) International (Executive) International (First)

Medical & Travel Accident Benefits

Medical Necessary Expenses Benefit

Covers for the medical expenses incurred as a result of an accident or sickness.

$20,000

$50,000

Hospital Confinement Daily Cash Benefit

Pays for each complete day (24 hours) of confinement from the first day of confinement and for a period not exceeding twenty (20) days.

$20/day (max of 20 days)

Personal Accident Benefit

Pays a lump sum cash benefit in case of loss of life or permanent total disability due to an accident while traveling and during the period of insurance.

$20,000

$50,000

Accidental Burial Benefit

Pays for the cost of burial expenses to be incurred, if the Insured dies due to Accident during the effectivity of the Policy.

$200

$400

$1000

Chubb ASSISTANCE - 24 Hour Worldwide Assistance Services

Emergency Medical Evacuation and repatriation Benefit

Arranges for transport to move to a more convenient location or to return to the Philippines if the insured becomes injured or sick while traveling, as approved and coordinated with Chubb Assistance.

$10,000

$20,000

Actual cost

Compassionate Visit Benefit

$2,000

$4,000

Return of Minor Children Benefit

Not covered

$2,000

$4,000

24-HR Emergency and Travel Assistance Services

Insured has access 24 hours a day during the covered period should travel or medical advice or assistance be required.

Included

Travel Inconvenience Benefits

Trip Cancellation Benefit

$1,000

$1,500

$4,000

Travel Postponement

Pays the Insured in respect of Postponement Expenses or administrative expenses occurring up to thirty (30) days prior to the Scheduled Departure Date.

Not covered

$300

$400

Trip Curtailment Benefit

$1,000

$1,500

$4,000

Travel Delay Benefit

$20 per 6 hours max of 96 hours

$40 per 6 hours max of 96 hours

$60 per 6 hours max of 96 hours

Aircraft Hijack Benefit

$20 per 6 hours max of 96 hours

$100 per 6 hours max of 96 hours

Missed Connecting Flight Benefit

Not covered

$80 per 12 hours max of 96 hours

Loss or Damage of Baggage and Personal Effects Benefit

Pays for all direct loss or damage to the Insured’s baggage and personal effects within the baggage.

$1,000 (subject to $200 limit per item)

$500 (subject to $100 limit per item)

$1,000 (subject to $200 limit per item)

Loss of Personal Money Benefit

Not covered

$100 (deductible $20)

Loss of Travel Documents Benefit

Pays the Insured for additional hotel, travel and communications expenses necessarily incurred in the country or countries visited in obtaining the replacement of a lost passport or visa.

Not covered

$100

Baggage Delay Benefit

$100 per 6 hours/max of 48 hours

$200 per 6 hours/max of 48 hours

Personal Liability

Pays the Insured for legal liability to a third party as a result of Death or an Accidental Bodily Injury to any person or accidental loss of property or Property Damage of that person.

Not covered

$20,000

Accidental Dental Expenses

Pays the Insured for Dental Expenses as a direct result of Bodily Injury.

Not covered

$4,000

$6,000

Emergency Mobile Phone Charges

$100

$200

Flight Diversion

Not covered

$60

Credit Card Indemnity

$300

$400

Flight Overbooked

Not covered

$60

Other Benefits

Terrorism Extension

Covers the Insured for claim arising directly or indirectly from any Act of Terrorism.

Not covered

$200

Automatic Extension Benefit

1 day

Home Guard

Pays the Insured for loss of or damage to Home Contents kept in the Insured’s place of residence, due to specified causes while Insured is on a trip.

$60

Pet Care

$60

Full details of the terms, conditions and exclusions of this insurance are provided for in the Policy Wordings.

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Insurance Company of North America (a Chubb Company)

24th Floor Zuellig Building
Makati Avenue corner Paseo De Roxas
Makati City 1226
Philippines

Chubb Customer Hotline

Tel: +63 2 8849 6000
Mondays – Fridays, 08:30 a.m. – 5:30 p.m. (excluding public holiday)
E-mail: travel.ph@chubb.com

For 24-hour emergency medical and travel assistance, call Chubb Assistance
+63 2 8864 0865

Chubb Worldwide Offices

For the mailing address, telephone number and email address of any Chubb office in our global network, use our office locator.

Worldwide Office Locator

© Insurance Company of North America (a Chubb Company). This policy is underwritten by Insurance Company of North America (a Chubb Company), a registered non-life insurance company with Certificate of Authority No. 2016/34R issued by the Insurance Commission. Full details of the terms, conditions and exclusions of this insurance are provided for in the Policy Wording documentation. Please read our Personal Data Protection Policy.

What is Covered?

Your destination:

PHP

What is covered by:

Medical & Travel Accident Benefits

Chubb ASSISTANCE - 24 Hour Worldwide Assistance Services

Travel Inconvenience Benefits

Other Benefits

USD

What is covered by:

Medical & Travel Accident Benefits

Chubb ASSISTANCE - 24 Hour Worldwide Assistance Services

Travel Inconvenience Benefits

Other Benefits

Travel Smarter with Chubb Travel Insurance.

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You may contact us via the following

Insurance Company of North America (a Chubb Company)

Chubb Customer Hotline

Chubb Worldwide Offices